10-15 years experience




University education

Degree / faculty / university
Study areas



Master of Business Administration (MBA)
Banking & Financial Services

, Pakistan

Professional experience

Occupation / company

2015-01Till now

Bank Branch Manager

, Pakistan
References are available upon request

Business Solicitation, marketing of Islamic Banking Financial Products & Services by providing Shariah Complaint Financial Solutions to the Cater the business needs of clients.
• Administration and efficient daily operation of a full service branch office, including operations, lending, product sales, customer service, and security and safety in accordance with the Bank's objectives.
• Develop new deposit and finance business portfolio; provide a superior level of customer relations and promotion of the sales and service culture through coaching, guidance and staff motivation; achieve individual and branch business targets through new business sales, referrals and retention of profitable relationships.
• Provide leadership, training and supervision; delegate day to day operations to the staff or other branch personnel.
• Responsible for attaining established Bank and branch goals through active participation in sales management and officer call programs.
• Smooth functioning of the branch & ensuring meticulous regulatory compliance.


Team Leader-Commercial & SME Assets

, Pakistan
References are available upon request

Managing Commercial & SME Assets portfolio of North Region of Askari Bank Islamic Services.
• Acquiring & Maintaining a Financial Relationships with the Groups/Companies having exposure in Construction, Aviation, Industrial & Manufacturing sectors clients by providing excellent services in timely manners.
• Marketing of Corporate Banking Financial Products & Services by providing Shariah Complaint Financial Solutions to the Cater the business needs of clients.
• Corporate Finance Facilities proposal initiation involving Financial & Risk analysis and submission to the respective credit committees for approval
• Increasing Yield from New/Existing Client through Cross Selling Banking Products & Services.
• Coordination with respective credit committee for rectification / removal of their observations (if any) in order to facilitate the approval process.
• Client visits & quarterly call reports for periodic reviews of accounts.
• Liaison with External Agencies, Legal Counsels & CAD for all sorts of Documentation & Disbursement related matters.


Manager Credits

, Pakistan
References are available upon request

Handling portfolio of funded / non-funded facilities over Rs. 1.40 billion with my team.
• Acquisition of fresh corporate/commercial/SME credit portfolio & retention of existing Relationships.
• Conducting client visits for prospective relationships & quarterly reviews of the accounts.
• Analysis of client’s business requirements, conducting Financial Analysis, Projected Yields, & providing effective financial solutions in compliance with Shariah Principals to cater their financial requirements.
• Management & Service Delivery; Management of healthy financing (Corporate / Commercial/ SME) portfolios through developing and maintaining long-term relationship with the clients by providing excellent services in timely manners. Initiation of Fresh/Renewal Facility Proposals & obtaining approvals of the same from respective credit committees for approval.
• Preparation of Credit Documentations in liaison with legal advisor for disbursement of approved facilities.
• Minutely Monitoring of Credit Portfolio to ensure regular repayments.
Issuance of Local & Back to Back Intl Guarantees
• Monitoring/Recovery of Watch List & NPL Portfolio.



, Pakistan
References are available upon request

Marketing of Fresh Corporate, Commercial & SME businesses
Retention & servicing of profitable exisiting relationships
Fresh/Renewal credits Proposal initiation
LC Issuance, Amendments, Retirements
LGs Issuance, Ammendments Retirements
Swift Messages preparations



, Pakistan

Cash Reciepts
Cash Payments
Utility bills

Training and development

Degree / institute

Further training



Junior Associate of Institute of Bankers Pakistan

, Pakistan

Comprehensive Banking Dimploma from a top institute in Pakistan.

Further training



Management Trainee Program

, Pakistan

Qualified for Askari Bank’s Management Trainee Program & completed one year comprehensive training program. Following are the training program highlights;

• Branch Banking Operations:
o Three weeks Branch Banking Operations in-house training at NIBAF,
o Completed different assignments, activities & presentations during the course.
o Four Months Branch Banking Operations on Job Training at AKBL Peoples Colony Branch, Faisalabad.

• Foreign Trade & FC Operations:
o Three Weeks Foreign Trade (Import & Export) in-house training Course including UCP600, URR725, ISBP & URC525 at NIBAF
o Four Weeks on Job training at Central Foreign Trade Unit (North) including LC opening, Retiring, Export relating transactions, SWIFT Operations
o 8 Weeks on Job training in Foreign Trade department at Askari Bank I-9 Branch, Islamabad

Language ability

Exam / certificate
Fluent (C1)

Other certificate

Intermediate (A2)

Other certificate

Advanced (B1)

Other certificate

Mother tongue

Other certificate

Other skills

Key professional skills
Driver licenses
Interests, hobbies, personal

Financial Analysis
Financial Management
UCP 600
Proposal writing
SWIFT Messages
Risk Analysis
Microsoft Office
Credit Administration

  • Automobile

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